The Cash App Card is a customizable Visa debit card linked to your Cash App balance. You can spend, shop online, or withdraw cash—no monthly fees, no hidden charges. It’s an easy way to access and manage your money anytime.

The Cash App Card is a Visa debit card issued by Sutton Bank for Cash App users under Block, Inc. (formerly Square). It’s protected by FDIC insurance and has no monthly or hidden fees. You can use it anywhere Visa is accepted, both in stores and online, and enjoy instant discounts through Cash App Boosts. The card is also fully customizable—pick your color, add doodles or stickers, and design it your way.

You can order the Cash Card directly in the app: tap the “Card” tab, choose “Order a Cash Card,” and follow the prompts. You must be at least 18 years old (users aged 13–17 can apply with an adult’s approval) and provide a valid U.S. mailing address. The basic black or white card is free, while custom designs have a small fee. Once your card arrives—usually within 10 business days—you can activate it in the app or start using your virtual card instantly through Apple Pay or Google Pay.

Instant Discounts (Boosts): Activate merchant offers like restaurant or retail discounts directly in the app—one Boost per purchase. Security: Get real-time transaction alerts, 24/7 fraud monitoring, and the ability to lock or unlock your card anytime. Custom Design: Choose colors, add stickers, or draw on your card for a personal touch. High-Yield Savings: Set up at least $300 in direct deposits per month to access Cash App’s high-yield savings—starting at 1.5% APY and up to 4.5% APY. ATM Access and Overdraft: Withdraw cash for $2.50 (plus ATM fees), or enjoy free withdrawals and fee reimbursements if you receive $300+ in monthly direct deposits. Eligible users can also unlock up to $200 in fee-free overdraft coverage.

There are no monthly or annual fees, and you can keep a zero balance at no cost. Purchases and peer-to-peer transfers are free (credit card transfers have a 3% fee). ATM withdrawals cost $2.50, but direct deposit users enjoy free network access and reimbursements for one out-of-network fee per month. Customized or replacement cards come with a small charge.

Daily Spending: Shop anywhere Visa is accepted—grocery stores, gas stations, or coffee shops—and apply a Boost to save money instantly. Online Payments: Use your Cash Card through Apple Pay, Google Pay, or directly as a Visa card for online checkouts. Cash Withdrawals: Access cash anytime at ATMs (free with direct deposit). Direct Deposit & Savings: Receive your paycheck directly in Cash App, spend with your Cash Card, and grow your money in Cash App’s savings or investing features.

The Cash App Card gives you bank-like flexibility without the bank. It’s ideal for freelancers, students, or anyone who prefers fast, mobile-based money management. With no hidden fees, instant discounts, and customizable designs, it’s one of the easiest ways to make the most of your Cash App account.