Atome is introducing the Atome Card, a credit card that offers innovative buy now, pay later options. With this card, you can split your bills into or -month installments or enjoy interest-free payments for up to days. The application process is easy and can be done online, with no income requirements or annual fees. The Atome Card also offers a convenient spending limit of up to , and can be used for online and in-store purchases, both locally and overseas. Repayment can be made through various methods, including card payment, bank transfer, or over-the-counter payment. In addition to the Atome Card, Atome also offers Atome Cash, a cash loan service. With Atome Cash, you can enjoy cash loans with low monthly interest rates starting from .% and fast cash disbursement of up to ,. These loans can be repaid over a period of up to months. To apply for Atome Cash, you need to be a registered Atome user with past in-app transactions, at least years old, and have a valid ID and a bank account. Managing your Atome account is made easy through the Atome app. You can track your card transactions, cash loans, bills, and payment history all in one place. The app also provides notifications for due payments and completed transactions. To enjoy the benefits of the Atome Card and its installment plans, simply download the Atome app and apply for the card. The eligibility requirements include being at least years old, having a valid Philippine ID, and no minimum income requirement or paperwork needed.